Finance Food For thought.

Have you ever thought about acquiring a car loan?
Over 80% of cars bought are financed- it gives the customer the ability to own a car normally beyond their means at a nominal payment each month- or so it seems…

Whilst some car dealers have a perceived ‘low’ interest rate, they also charge substantial administration fees, encumbrance searches, loading fees, comprehensive pre-delivery check fees and valet fees to name a few. They also have hefty breakaway fees, if a customer misses a payment or breaks out of the contract. These fees are ones that are not made clear in the initial enquiry and most costumers only realise what they are getting themselves into when they have signed the contract.

At Hidden Equity we have access to a range of banks and finance arrangements where our rate for an average car loan of $20,000 can be as low as $422.17 a month.
This seems to look like a high amount, but when compared with some car dealers repayments - $528.6, $683.4, $480, $640 to name a few, you can easily see the financial benefit.

Another interesting point is the car dealer’s alleged ‘low’ interest rate. Upon exploration, if a car dealer is insinuating a 2%-3% finance rate, you are paying ticket price. No negotiations - if that Holden Commodore is $24,999 drive away that’s what you will pay. In this ‘ticket price’ they can and will cleverly disguise their finance rate and the monthly payments on a $20,000 car can be anywhere in the $500-700 range. That’s why it is imperative to have expert negotiation skills when dealing with car yard salesmen, and there is no finer advice than that of a Hidden Equity consultant.

Contact Hidden Equity today on 0451 055 046 or email us on info@hiddenequity.com.au for advice on how to navigate through the harsh seas of finance - and the opportunity to save hundreds a month on personal loans and car loans. visit visit hidden equity for more info

Buzzing for Business

 Literally Buzzing for Business!!

Opening our hands with the gift of service

So while there is an unlimited supply of coffee in the world, Hidden Equity will provide ‘168 hours of service a week,’ solely based on Client Experience. (For all of you time keepers out there, yes that is 24/7)

At Hidden Equity, we believe that the journey the client undergoes in settling a deal is not always smooth. Hence, we are here to make that journey as smooth as possible and; with 10 years of experience in the property market- we can find a deal that suites your current investment situation.

Gone are the days, where the phone number of your local mortgage broker could only be found on the back of a thrown out business card: and to remember his/her name would be as hard as remembering how long it has been since you took time out for yourself!

We want to be 'that' mortgage broker in your community.

We want to be the broker you brag about to all your friends when they enviously ask how you got such a beautiful home loan.

Even if you just remember us as the guys with the hats: remember that we would rather let our hats fall off our heads, then we would let a deal fall through with you!

And as an added 'bonus,' when you join the team- for the life of your loan we will send you personalised service and make sure your 100% confident with the deal you have.

Any questions- feel free to  send us an email at info@hiddenequity.com.au

Thanks for reading this, and we will be in touch soon.

Oliver McCully- Property Wealth Consultant; and the team at Hidden Equity.

Coming soon!

Watch this space for articles and stories about mortgage broking